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● Islamic Banking Guide
🚗

Ijarah

Islamic Leasing

Bank owns the asset and leases it to you. Ownership may transfer at end of term. Used for auto, equipment & property.

AutoEquipmentProperty
🏠

Diminishing Musharaka

Islamic Mortgage

Bank & customer jointly own property. Customer buys the bank's share gradually each month until full ownership.

Home PurchaseConstructionCommercial
☂️

Takaful

Islamic Insurance

Halal alternative to conventional insurance. Mutual cooperation — participants pool funds. Surplus returned to contributors.

FamilyGeneralHealthCrop
🤝

Musharaka

Partnership Financing

Bank & customer both contribute capital. Profits shared by agreed ratio; losses proportional to each party's capital.

StartupTradeSME

📝 Mudaraba products not available in this section.

Major Islamic Banks — Pakistan 2026

Meezan Bank

Dedicated Islamic bank

→

HBL Islamic

Widest branch network

→

MCB Islamic

Al-Makhazin window

→

Bank Islami

Full dedicated Islamic

→

Faysal Bank

Fully converted 2021

→

Dubai Islamic Bank

International Islamic

→

🏠 Islamic Home Financing in Pakistan

Both Meezan Bank and Al Baraka offer Diminishing Musharaka for home purchase, construction, and commercial real estate. The bank and customer share ownership — customer buys out the bank's portion over time.

Home PurchaseConstructionCommercial RE

Meezan Easy Home

meezanbank.com

→

Al Baraka Home Finance

albaraka.com.pk

→

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